Outside of Make it Home, the majority of the programs, and payment plans, aim to stop owner-occupied homes from going to auction.Įven on the Wayne County Treasurer’s website the “goal” is stated to be “ZERO Owner-Occupied Foreclosed Properties in Wayne County” as opposed to “zero occupied properties.” (Wayne County Treasurer’s Office screenshot) Between 20 1,157 properties were part of the initiative, which uses the Right of First Refusal to buy properties slated for auction and then sell them to the occupants with zero-interest loans. While the City of Detroit has the Make it Home program as a tool for helping renters stuck in the crosshairs of the auction, the program operates on a much smaller scale. “Most people at risk of dispossession cannot benefit from many of the existing programs that are now in place for homeowners, and have no control over whether they will have a roof over their head in a matter of months,” said Alexa Eisenberg, a post-doctoral researcher with the University of Michigan’s Poverty Solutions. $243M fund to help Michiganders stay in homes will include those with land contracts.Time is running out to save your home from foreclosure.Wayne County tax foreclosure deadline: What homeowners, tenants should know.While Detroit and Wayne County have touted declining occupied-foreclosure numbers over the years, a majority of the programs to bring down the stats have revolved around helping owner-occupants. The predicament - potential instability for individuals who have little power when it comes to making sure their homes’ tax bill gets paid - exposes a complicated hitch in the region’s efforts to curb foreclosure.
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